- New Build Homes
- Re-mortgaging existing property
- Buy To Let
- First time Buyers
we make the mortgage
process quick and easy
That’s because we consider your individual circumstances, not just your credit profile.
Whether you are a first time buyer, looking at a ‘New Build’ home, re-mortgaging an existing property or considering a Buy To Let, the first thing you need is a Decision in Principle (DIP) to see if you are eligible for the loan.
ST&R has helped people who are buying ex-council houses, flats, high rise and those who may have been denied mortgages previously.
We can provide a Decision for £249 or a Lifetime decision option for £999, which allows you to get a decision for any future re-mortgages or purchases for a residential or BTL property.
Therefore allowing you to complete a purchase or re-mortgage without any charge from us again!
- All income types covering employed, self-employed, temporary/zero-hour contracts, DWP benefits, or pension.
- Impaired Credit History
- Debt Management Plans can be considered too