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How to Protect Yourself Against Unexpected Vet Bills
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How to Protect Yourself Against Unexpected Vet Bills

We all dread the day our beloved furry family member gets sick or injured – it’s always incredibly stressful, especially if you are concerned you won’t be able to afford the unexpected bill. When something goes wrong and your pet needs medical intervention, you will have little idea of how much their care will cost. If there’s an operation involved, their treatment can quickly rocket into thousands. 

The last thing we want to do is to go into debt paying for their treatment, or worse, have to make the decision to put them to sleep because you can’t afford their care. If you’re financially secure enough to have a lump sum squirreled away for such an eventuality, or have an elderly pet you know you won’t put through extensive treatments again, you may be able to go without pet insurance. However, if you aren’t in those circumstances, you need to have pet insurance. Read on to learn why:

1. Pet Insurance Covers Your Pet for Accidents and Illnesses

Accidents and illnesses strike suddenly, and when they do you go into complete panic mode – all you care about is making sure your pet gets better. When you have pet insurance, you know that it will cover all costs but your excess and will reimburse you for the bills or pay the veterinary clinic directly. 


2. It Gives You Peace of Mind

Life is unpredictable, and you can’t know when your pet will get sick or have an accident. If something happens to your pet, your insurance policy will stop you from panicking about the financial strain. Your insurance policy will also mean you can have the very best treatment for your pet, and not worry about the cost or trying to cut corners on their treatment. 

3. Costs are Rising

Though the development of better diagnostic equipment, surgeries and medications mean the overall outlook of our pet recovering from an illness or accident is much better, it comes at a cost. At the end of the day, veterinary clinics are businesses, and they need to make a profit. Pet insurance protects you from these rising costs and ensures you know your only bill will be your chosen excess. 

4. You Won’t Want to Skip Check-ups

If you don’t have pet insurance you may be worried about taking your pet to the vet for their regular check-up, in fear that they will tell you they need expensive treatment. When you have pet insurance you’ll need to make at least yearly check-ups for vaccinations, which will help you keep your pet as happy and healthy as possible throughout their life. 

5. You’ll Never Have to Choose Between Your Bank Account and Your Pet

Unfortunately, this is a reality you need to be aware of. If your pet is hit by a car and requires emergency, life-saving surgery, vets require proof of your insurance or a deposit before going ahead with it. It’s terrible, but if you don’t have pet insurance and you don’t have the cash to pay for the treatment, you might have to let your pet go prematurely. 

For a competitive quote on Pet Insurance, call our friendly team on 01772 280 718 or email info@starlimited.co.uk