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critical illness policies

what is critical illness cover?

Critical illness cover pays a tax-free lump sum if you're diagnosed with a defined critical illness during the policy term.

ST&R is also a market leader in setting up Critical Illness policies. A Critical Illness policy is designed to pay out a tax-free cash lump sum in the event of you meeting a medical condition as defined by your chosen insurance provider.

Recovering from a Critical Illness can also mean extra costs for you and your family e.g. making changes to your home or car. Your payout could be used to cover this.

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our critical illness cover

  • Providing tax-free lump sum in the event of critical illness
  • You decide how long the policy term lasts
  • Access quality advice to thousands of customers every month
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see what our customers have to say about us...

As my home has a flat roof, getting competitive insurance cover hasn’t always been easy. So when ST&R said they’d be able to reduce the cost of my buildings and contents insurance, I was naturally dubious. 

ST&R were true to their word and came back with an option that was not only as good as my previous cover but saved me £144 a year. My ST&R advisor was friendly, helpful and really knew his stuff. He wasn’t at all pushy. 

The whole process was trouble-free and he genuinely wanted to help..’

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